Sun Life Financial

SLB-1848 1118 exp. 1120

The Sun Life Financial group of companies operates under the "Sun Life Financial" name. Sun Life Financial Inc., the publicly traded holding company for the Sun Life Financial group of companies, is not a product offering company and is not the guarantor of the obligations of its subsidiaries.

Life insurance products available through the international offshore business based in Bermuda are offered by Sun Life Assurance Company of Canada (Bermuda Branch). These products may not be sold in the United States, nor to citizens or residents of the United States, nor to residents of Bermuda or Canada.

Wealth and Investment products available through the international offshore business based in Bermuda are offered by, and supported by the financial strength and claims paying ability of, Sun Life Financial Investments (Bermuda) Ltd. Payment obligations of some products issued by Sun Life Financial Investments (Bermuda) Ltd. are supported by a guarantee in its favor by its parent company, Sun Life Assurance Company of Canada; see product offering document(s) for details. These products may not be sold in the United States, nor to citizens or residents of the United States or Canada, nor to residents of Bermuda. Other restrictions may apply. See offering documents for individual product details and restrictions.

In certain communications, the company may be referred to as 'Sun Life Financial International" strictly as a marketing name and no legal significance is expressed or implied.

Sun Life Financial Investments (Bermuda) Ltd., Hamilton, Bermuda, is regulated and licensed to conduct Investment Business by the Bermuda Monetary Authority under Bermuda's Investment Business Act.